a) Preserve and protect capital while minimizing volatility

b) Generate a sustainable income stream (e.g., coupons, dividends)

c) Achieve moderate capital growth with controlled risk exposure

d) Maximize long-term returns through growth-oriented strategies

a) Less than 1 year

b) 1–3 years

c) 3–5 years

d) More than 5 years

a) Regularly

b) Occasionally

c) Rarely

d) Unlikely

a) More than 50%

b) 25–50%

c) Up to 25%

d) I don’t expect to withdraw any money

a) Secure and predictable

b) Relatively stable

c) Variable or seasonal

d) Unstable

a) Even a slight decline would affect me

b) A moderate loss up to 15%

c) A significant loss up to 40%

d) Changes in asset values would have minimal impact on me

a) Danger

b) Uncertainty

c) Opportunity

d) Thrill

a) Much more concerned about losses

b) Somewhat more concerned about losses

c) Equally concerned about losses and gains

d) Somewhat more interested in gains

e) Much more interested in gains

a) $90,000 now

b) $100,000 in 12 months

a) A sure gain of $50,000

b) A 50% chance to gain $100,000; a 50% chance to gain nothing

a) A sure loss of $50,000

b) A 50% chance to lose $100,000; a 50% chance to lose nothing

a) Best: $110,000 / Worst: $95,000

b) Best: $125,000 / Worst: $80,000

c) Best: $150,000 / Worst: $70,000

d) Best: $180,000 / Worst: $60,000

e) Best: $200,000 / Worst: $50,000

a) Any fall would make me feel uncomfortable

b) 10–15%

c) 15–25%

d) 25–50%

e) More than 50%

a) Sold investments

b) Did nothing

c) Purchased more

a) Basic – familiar with key concepts

b) Intermediate – make informed decisions with guidance

c) Advanced – regularly monitor and evaluate investments

d) Expert – deep professional or academic background

a) No investment experience

b) Less than 2 years

c) 2–5 years

d) More than 5 years