Return objective
Your return objective outlines the performance your investments should aim for to support your financial goals – whether that’s buying a home, funding education, or building long-term wealth. This dimension ensures your strategy remains purposeful and results-driven, striking the right balance between ambition and realism.
Risk capacity
Risk capacity refers to your financial ability to absorb investment risk, regardless of your emotional comfort. It considers your time horizon, liquidity needs, financial stability, and how dependent you are on this capital. Understanding your capacity helps ensure that your portfolio is not only suitable for your goals, but also resilient in the face of market volatility or personal financial needs.
Risk tolerance
Risk tolerance reflects how you naturally respond to the ups and downs of investing. Are you calm and patient during market declines, or do you get anxious and want to sell? Understanding your emotional threshold helps us design a strategy you can stick with – especially in volatile times.